June 30th, 2010 5:51 PM by Dana Bain
Super Conforming Loan Limits:
http://activerain.com/blogsview/1721131/what-is-a-super-conforming-loan-what-are-the-loan-limits-per-county
Premiere Mortgage Services Inc. www.BainMortgage.com
Dana Bain & Robin Bain cover all of MA & NH 800-480-0545 978-422-2311
A super conforming mortgage loan is a term coined by Fannie Mae and Freddie Mac for mortgages in certain parts of the country that are more expensive areas to live. Fannie and Freddie have a mortgage limit of $417,000 in most parts of the country, and anything above that figure they will not buy because it is considered a jumbo loan. Because of the appreciation in home values, certain areas can now apply for loans up to $625,000 and even $729,000 because of the high cost of homes.
2009 Super-Conforming First Mortgage Loan Limits Up to $729,750 Now Available in High-Cost Areas
On February 17, 2009, President Obama signed the American Recovery and Reinvestment Act (“ARRA”) which established “high-cost” area conforming loan limits (termed ‘Super-Conforming’) in specific counties in addition to the standard conforming loan limits. Please contact your Financial Advisor for more information about Super-Conforming loans.
ARRA High-Cost AreaLoan Limits
COUNTY NAME
STATE
ONE-UNIT LIMIT
Coconino County
AZ
$450,000
Alameda County
CA
$729,750
Alpine County
$547,500
Amador County
$443,750
Calaveras County
$462,500
Contra Costa County
El Dorado County
$580,000
Inyo County
$437,500
Los Angeles County
Madera County
$425,000
Marin County
Mendocino County
$512,500
Merced County
$472,500
Mono County
$529,000
Monterey County
Napa County
Nevada County
$562,500
Orange County
Placer County
Riverside County
$500,000
Sacramento County
San Benito County
San Bernardino County
San Diego County
$697,500
San Francisco County
San Joaquin County
$488,750
San Luis Obispo County
$687,500
San Mateo County
Santa Barbara County
Santa Clara County
Santa Cruz County
Shasta County
$423,750
Solano County
$557,500
Sonoma County
$662,500
Stanislaus County
Sutter County
Tuolumne County
Ventura County
Yolo County
Yuba County
Boulder County
CO
$460,000
Eagle County
Garfield County
Gunnison County
$433,750
Hinsdale County
La Plata County
Lake County
Ouray County
$482,500
Pitkin County
Routt County
$675,000
San Juan County
San Miguel County
$651,250
Summit County
Weld County
$417,500
Fairfield County
CT
$708,750
Hartford County
$440,000
Middlesex County
Tolland County
New Castle County
DE
$420,000
District of Columbia
DC
Broward County
FL
Collier County
$531,250
Manatee County
$442,500
Miami-Dade County
Monroe County
Palm Beach County
Sarasota County
Greene County
GA
Hawaii County
HI
$625,500
Honolulu County
$793,750
Kalawao County
$716,250
Kauai County
$773,750
Maui County
$790,000
Blaine County
ID
Teton County
$693,750
Valley County
Anne Arundel County
MD
$560,000
Baltimore City
Baltimore County
Calvert County
Carroll County
Cecil County
Charles County
Frederick County
Garrett County
Harford County
Howard County
Montgomery County
Prince George’s County
Queen Anne’s County
Talbot County
Worcester County
MA
Barnstable County
Bristol County
$475,000
Dukes County
Essex County
$523,750
Nantucket County
Norfolk County
Plymouth County
Suffolk County
Douglas County
NV
$468,750
Rockingham County
NH
Strafford County
Atlantic County
NJ
$453,750
Bergen County
Burlington County
Camden County
Cape May County
$487,500
Gloucester County
Hudson County
Hunterdon County
Mercer County
Monmouth County
Morris County
Ocean County
Passaic County
Salem County
Somerset County
Sussex County
Union County
Santa Fe County
NM
$427,500
Bronx County
NY
Dutchess County
Kings County
Nassau County
New York County
Putnam County
Queens County
Richmond County
Rockland County
Westchester County
NC
Currituck County
$458,850
Dare County
Hyde County
$483,000
Pasquotank County
Perquimans County
Athens County
OH
$432,500
Clackamas County
OR
$418,750
Columbia County
Deschutes County
$447,500
Jackson County
$422,500
Multnomah County
Washington County
Yamhill County
Bucks County
PA
Chester County
Delaware County
Philadelphia County
Pike County
York County
RI
Kent County
Newport County
Providence County
Cannon County
TN
Cheatham County
Davidson County
Dickson County
Hickman County
Macon County
Robertson County
Rutherford County
Smith County
Sumner County
Trousdale County
Williamson County
Wilson County
Salt Lake County
UT
Tooele County
Wasatch County
$431,250
Albemarle County
VA
$437,000
Alexandria City
Amelia County
$535,900
Arlington County
Caroline County
Charles City County
Charlottesville City
Chesapeake City
Chesterfield County
Clarke County
Colonial Heights City
Cumberland County
Dinwiddie County
Fairfax City
Fairfax County
Falls Church City
Fauquier County
Fluvanna County
Fredericksburg City
Goochland County
Hampton City
Hanover County
Henrico County
Hopewell City
Isle of Wight County
James City County
King and Queen County
King William County
Lancaster County
$545,000
Loudoun County
Louisa County
Manassas City
Manassas Park City
Mathews County
Nelson County
New Kent County
Newport News City
Norfolk City
Petersburg City
Poquoson City
Portsmouth City
Powhatan County
Prince George County
Prince William County
Richmond City
Spotsylvania County
Stafford County
Suffolk City
Surry County
Virginia Beach City
Warren County
Williamsburg City
Winchester City
Clark County
WA
Jefferson County
King County
$567,500
Kitsap County
Pierce County
$593,750
Skamania County
Snohomish County
Hampshire County
WV
Dana K. Bain
President
MLO 18693
www.PremiereMortgageServicesInc.com
www.BainMortgage.com
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Sterling, MA 01564
Phone: (978) 422-2311
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