When to Speak to Your Mortgage Pro About Pre-Qualification

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It is important to consult your mortgage professional as soon as possible — even before you've started to research neighborhoods. What for? Perhaps it is hard to fathom the way we can help even before you start to negotiate.

We Will Help You Pre-Qualify

When we pre-qualify you, we help you determine the amount in monthly mortgage payments you can afford, and the size of loan you can qualify for. This process leads you through your finances - your debts, income, career, and down payment money, among other things. It's quick and to the point; We take pride in keeping the paperwork to a minimum.

After you qualify, we present to you what's called a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), which says that we are working with you to find the best mortgage loan program to meet your needs and that we are confident you will qualify for a mortgage up to a specific amount.

Buying Power

A number of beneifits open to you after you find your new house, and have pre-qualification. The first is that you can be sure what you'll be able to afford when putting together your offer. Of greater importance to the existing home owner, your being pre-qualified is like your having entered their house with a bag full of money ready to purchase the home! They won't need to be concerned that they have been wasting their time if you can't be able to qualify for a big enough mortgage loan. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount will not cause them concern. You'll have the clout of a buyer ready to make the deal on the spot!

We help with your pre-qualification

We will help determine how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. The process takes you through your financial situation - your debts, income, job, cash available for down payment, among other things. It is a quick, thorough process with minimal risks for papercuts.

One on one

While you are encouraged to try our mortgage calculators on our site, it will be a good idea to meet with us. For one thing, you'll want a Pre-Qualification Letter! Then, we can make sure we have the best mortgage program for you. Contact us at 978-422-2311 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 978-422-2311. It's our job to answer pre-qualification questions, so we're happy to help!