Why Pre-Qualify?

Shopping for a mortgage loan? We'd be thrilled to discuss our mortgage offerings! Call us at 978-422-2311. Ready to get started? Apply Now.

It is valuable to bring in your mortgage professional early — even before you have started to research neighborhoods. Why? What can we do for you before you have made an offer, and do not yet know how much you want to borrow?

Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can fit in your budget, and the loan amount you will qualify for. During the process, we calculate your capacity to borrow - reviewing your earning status, available money for down payment, existing debt, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.

We'll award you a Pre-Qualification Letter once you qualify, which documents that we're confident you will qualify for up to a certain amount of mortgage dollars.

Power in the Pre-Qual

Various beneifits open to you after you've found your next house, and have achieved pre-qualification power. First, it helps you know how much you're able to offer. More important to the seller, your pre-qualification is like your having walked into their house with a bag full of cash to make the deal! They will not need to worry that they have been wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller of the home won't worry if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount will not cause them concern. You have the capability to back up your offer.

We will help you with your pre-qualification

We can help you see how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by walking you through the pre-qualification process. The process outlines your finances - your debt, income, career, down payment money, among other things. It's short and to the point; and we take pride in keeping the paperwork light.

Face to Face

It is vital to sit down and talk with us, even though you are free to also utilize the helpful mortgage calculators on our website. That way, we will be able to help you get your pre-qualification letter. Then, we can make sure we have the best mortgage loan program for your situation. Let us help you get started: Call us at 978-422-2311.

Have questions about pre-qualifying? Call us at 978-422-2311. PREMIERE MORTGAGE SERVICES, INC. answers pre-qualifying questions every day.