What is a No Points and No Cost Mortgage?
Why pay thousands of dollars in closing costs if you don’t have to? With a no cost / no points loan or a no closing cost mortgage, we pay all closing costs! You keep the $2,000 – $4,000 you would usually pay in closing costs as they are paid by the Lender and are NOT rolled into the loan. More importantly, because there are no costs paid in your mortgage of your home loan, we will continue to refinance your rate lower and lower as the market moves down with no costs! That’s right, every time rates go lower, you can lower your rate with no costs, even if rates only go down .25%! In many cases when we shop our competition both Banks, Credit Unions & other Mortgage Companies we find that Premiere Mortgages Rates with No Closing Cost are the same or better then these Lenders however their closing cost are as high as $4,000.00 when we are able to do the same mortgage with $0 Cost. In addition after six mortgage payments if rates happen do drop again Premiere Mortgage can help once again.
We are entering our 20 year in business and I have been originating mortgages for over 35 years.