When to Talk to Your Mortgage Pro
Shopping for a mortgage? We'll be glad to talk about our many mortgage solutions! Give us a call today at 978-422-2311. Ready to get started? Apply Now.
It is important to consult with your mortgage professional early — even before you have started to consider neighborhoods. What for? What can we do for you if you haven't made your offer, and don't yet know the amount you want to borrow?
We Will Help You Pre-Qualify
When we pre-qualify you, we help you determine how much of a monthly payment you can afford, and the loan amount you can qualify for. We will do this by reviewing your debts and income, your employment and housing circumstances, the funds available for a down payment, required reserves, and other considerations. It's quick and to the point; We take pride in keeping the paperwork light.
We'll give you a Pre-Qualification Letter if you qualify, that documents that we're confident you can qualify for a specific amount of mortgage loan dollars.
Various beneifits open to you after you've found your dream house, and have achieved pre-qualification. First, it helps you know the amount that you're able to offer.
Your pre-qualification also will make your offer more attractive to the seller, as if you were bringing them a big box of cash! They won't need to worry that that they're wasting their time if you won't be able to be able to qualify for a high enough mortgage loan. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not be something for them to be concerned about. They have a virtual guarantee that they can trust your buying power.
We will help you pre-qualify
We will help you find out how much of a loan you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. In this process, we explore your borrowing capacity - analyzing your employment, money available for down payment, existing debt, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.
Face to Face
While you can try our mortgage calculators on this website, it's essential to sit down and talk with us. For one thing, you will want a Pre-Qualification Letter! Next, we can consider your mortgage options to make sure you are in the best one. Contact us at 978-422-2311 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at 978-422-2311. PREMIERE MORTGAGE SERVICES, INC. answers pre-qualifying questions every day.