When to Speak to Your Mortgage Pro
In the market for a mortgage loan? We'd be thrilled to answer your questions about our many mortgage solutions! Call us at 978-422-2311. Ready to begin? Apply Here.
It's helpful to see a mortgage professional first, even before you've decided what type of home to look for. What for? How can we help you before you have negotiated an amount, and don't know yet the amount you need to borrow?
We Will Help You Pre-Qualify
When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can fit in your budget, and the loan amount you will qualify for. During the process, we explore your capacity to borrow - analyzing your earning status, available money for down payment, existing debt, income, and other circumstances. We will require a minimum amount of paperwork, with a short,basic process.
We award you a Pre-Qualification Letter after you qualify, which documents that we're confident you will qualify for up to a predetermined amount of mortgage loan dollars.
Various beneifits open to you once you find your dream house, and have pre-qualification. The first is that you will be sure the amount you'll be able to afford when calculating the offer.
More important to the existing home owner, your being pre-qualified is like your having entered their house with a suitcase full of money to make the deal! They will not need to be concerned they are wasting their time if you will not be able to qualify for a big enough mortgage. The seller of the home won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount won't cause them concern. They have a virtual guarantee that they can trust your buying power.
We help with your pre-qualification
When we pre-qualify you, we help you decide the amount you can afford in mortgage payments you can fit in your budget, and the size of loan you can qualify for. We accomplish this by reviewing your income and debts, your employment and residence situations, the available funds for a down payment, required reserves, and some other things. It's a quick, thorough process with minimal risks for papercuts.
You can always use the calculators available on this website to get an idea of how much mortgage you can afford - but it's also essential to meet with us. For one thing, you'll want a Pre-Qualification Letter! Then, we will make sure we have chosen the ideal mortgage loan program for you. We're eager to hear from you: call us at 978-422-2311.
Have questions about pre-qualifying? Call us at 978-422-2311. PREMIERE MORTGAGE SERVICES, INC. answers pre-qualifying questions every day.